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JMH Law Firm, LLCJMH Law Firm, LLC
The JMH Law team

White Collar Crimes

Mortgage Fraud

Accused of mortgage fraud? Contact a St. Louis fraud defense attorney at JMH Law for a free consultation today.

Defense for Mortgage Fraud Charges in St. Louis

Speak With Us for FREE – 314-827-6222

According to the Federal Bureau of Investigation, "Mortgage fraud schemes employ some type of material misstatement, misrepresentation, or omission relating to a real estate transaction which is relied on by one or more parties to the transaction." If you are facing mortgage fraud accusations, secure tough defense.

Call a St. Louis fraud defense attorney at JMH Law Firm, LLC by calling (314) 827-6222 for a free and confidential evaluation of your case.

Types of Mortgage Fraud Schemes

The FBI recognizes nine major forms of mortgage fraud schemes, including:

  • False rescue schemes: These programs claim to be able to help people save their homes and avoid foreclosure.
  • Loan modification fraud: Loan modification is one way for homeowners to avoid foreclosure. However, some loan mod programs are fraudulent.
  • "Flipping" properties: Property flipping is purchasing a home for the purpose of upgrading it and selling it for a profit, but there are ways this can be done illegally.
  • Builder bailouts: According to Freddie Mac, this is "Creatively disguis[ing] a fraudulent home sale as a legitimate transaction, colluding with real estate appraisers, mortgage loan brokers, and settlement agents in the perpetration of this type of fraud."
  • Equity skimming/stripping: This type of scheme is widely considered a type of predatory lending. This usually occurs when a homeowner has been notified of foreclosure, and then an investor buys the home to lease to the previous owner.
  • Silent second: This type of scheme involves taking out a second mortgage. It is called "silent" because the lender of the first mortgage does not know about the second.
  • Home equity conversion mortgage: This type of mortgage can be legitimate if it complies with § 4235.1 of the U.S.C.
  • Fraudulent commercial loans: One prevalent form of fraud is commercial real estate financing fraud.
  • Air loans: Put simply, this type of fraud takes place when a mortgage broker enters into an agreement with a borrower in attempts to defraud them.

Contacting JMH Law Firm, LLC

JMH Law Firm, LLC handles all types of mortgage and real estate fraud related offenses. If you have been accused, arrested, or charged with mortgage fraud, contact our firm today. We have more than 60 years of collective experience and have handled over 100 jury trials.

For aggressive defense you can count on, call us today at (314) 827-6222.

The JMH Law team

Client Testimonials

At JMH Law Firm, LLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

  • Best law firm around, would definitely recommend! Amanda is always so helpful and very nice. Joe is a great lawyer!

    - Nicole F.
  • Joe is a great lawyer, he knows his stuff, he’s compassionate, and he keeps his word. I’ve had the pleasure of his services for almost six years now

    - Darrell M.
  • Joe is the best lawyer I have dealt with in my entire life. He is smart, easy to work with, honest, and helpful.

    - Becky K.
  • Joe and his team were fantastic! Very kind, reasonable, and easy to work with. Made everything smooth and easy. Thank you.

    - Mike D.
  • JMH law is the best in the business! Very pleased with the work they’ve done for me, I recommend them to everyone I know!

    - Trey F
  • I was driving pretty quickly in a work zone. What I thought would turn into a night in jail ended up as illegal parking and completing a DIP program virtually from home. Though every situation and outcome is different, the ease of the process alone was worth coming to JMH. Very professional and supremely helpful across the board. Thank you, JMH! Will refer you as often as I can!

    - Samantha S.
  • The JMH Law Firm handled my case quickly and made the process quite simple for me. They were my first call and will continue to be! Joseph responded to any questions I had and made sure I had any and all information that I requested! I’m grateful for the result, the fluid communication and their effective due diligence.

    - Marqual P.
  • Joseph is incredibly professional, responsive, and dedicated. He consistently provides clear communication and reassurance through every step. If you need a top-notch criminal defense lawyer, Joseph Harvath is your man!

    - Amanda W.
  • Joe helped me with a speeding ticket so I didn’t get any points on my license. Easy to work with and managed everything via phone/email with me, which was so convenient. He walked me through what to expect and the costs so I had no surprises. Highly recommend!

    - Katie H.
  • Had my first interaction with Joe this morning to take a look at a traffic ticket for my son who was at fault in a minor accident that we settled outside of insurance. Joe was easy to work with over the phone, and he made the process simple for us. He went above and beyond to get the case resolved in less than 3 hours. Even better was the unexpected surprise that Joe was able to negotiate to get my son's traffic citation completely dropped like it never happened! Never thought that was possible and now I won't hesitate to call Joe again if my family is ever needing an attorney in the future. Highly recommended.

    - Jonathan D.
  • I called around to a few agencies when I finally received my appearance in court letter and Joseph Harvath was by far the nicest attorney I spoke with. Exceptional customer service. He wasn’t afraid to educate me on the process either, which was far more than what the others I spoke with were willing to do. JMH took all the information needed from me right then and there on the initial call. Received a letter a week later with a new court date, that same day I received notification that it was all taken care of. I highly recommend if you want to fight any traffic violation almost hassle free.

    - Natalie N.
  • I’m grateful that I found Wayne to represent me. His years of experience and diligence in his job made me feel comfortable with him. It was a long drawn out process, and he kept me updated and would always make himself available for any questions that I had. I would highly recommend him if you are lucky enough for him to represent you.

    - Barry P.
  • Wayne has been amazing to work with!!! He handled my case professionally, kept me updated on my case very frequently, and always responded to me with urgency. I would 10/10 recommend him to friends/family. Thank you for everything Wayne!!!

    - Rachel F.
  • I’m incredibly grateful for the outstanding legal support I received! Wayne handled my case with professionalism, urgency, and genuine care. From start to finish, he kept me well-informed, answered all my questions, and made sure I felt supported through every step of the process. His communication was consistent, and his knowledge and confidence gave me peace of mind. Not only is he a great attorney—he’s also an all-around great person. I highly recommend him to anyone needing strong, compassionate legal representation.

    - Kierstyn M.
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What Makes Us Different

Why Trust Our St. Louis Criminal Defense Law Firm?

  • One-On-One Attention

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  • Insight From Every Angle

    We have tried these cases from every side of the courtroom, which means we know how the state builds its case — and where it is vulnerable.

  • Experienced Legal Counsel

    The JMH Law Firm, LLC team brings decades of combined criminal law experience. We have the tools, knowledge, and resources to effectively advocate on your behalf.

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